Best SIP Date for Franklin India Equity Fund – Growth (Nov 2018)

The objective of Franklin India Equity Fund – Growth scheme is to provide growth of capital and regular dividend from a portfolio of equity, debt and money market instruments and focusing on wealth creating companies across all sectors and market cap ranges. Let us observe the Best SIP date for HDFC Equity Fund – Growth Option that generated higher returns if the SIP had been started 1, 3, 5 or 10 years ago.

Returns for Franklin India Equity Fund – Growth if the SIP was started 1 year(s) ago

Scheme: Franklin India Equity Fund – Growth
Scheme Code: 100520
Best SIP Date: 20 
Years Observed: 1 year(s) 
XIRR: -3.8%
Dates Considered
From: 23-Nov-2017 
To: 22-Nov-2018

SIP DateAverage NavUnitsTermsAmt InvestedAbsolute ReturnsXIRR %
20578.0497103.7973126000057803.035-3.8
5578.7110103.6787126000057736.988-3.9
10582.0564103.0828126000057405.141-4.4
15582.1185103.0718126000057399.016-4.4
1582.5820102.9898126000057353.351-4.5
25582.8168102.9483126000057330.241-4.6

*Returns above 1 year are annualized

The past 1 years of observations indicate that, having SIP date set to 20 of every month would have given the highest XIRR of -3.8%

An SIP of ₹ 5,000.00 scheduled 1 year(s) ago on every month’s 20 would have become ₹ 57,803.04 now.

Returns for Franklin India Equity Fund – Growth if the SIP was started 3 year(s) ago

Scheme: Franklin India Equity Fund – Growth
Scheme Code: 100520
Best SIP Date: 25 
Years Observed: 3 year(s) 
XIRR: 5.913%
Dates Considered
From: 23-Nov-2015 
To: 22-Nov-2018

SIP DateAverage NavUnitsTermsAmt InvestedAbsolute ReturnsXIRR %
25509.2380353.469336180000196841.3275.913
20511.8452351.668836180000195838.6585.835
15512.2178351.413036180000195696.2075.731
10512.3944351.291936180000195628.7685.654
5512.6020351.149636180000195549.5245.575
1513.2631350.697336180000195297.6455.448

*Returns above 1 year are annualized

The past 3 years of observations indicate that, having SIP date set to 25 of every month would have given the highest XIRR of 5.913%

An SIP of ₹ 5,000.00 scheduled 3 year(s) ago on every month’s 25 would have become ₹ 1,96,841.33 now.

Returns for Franklin India Equity Fund – Growth if the SIP was started 5 year(s) ago

Scheme: Franklin India Equity Fund – Growth
Scheme Code: 100520
Best SIP Date: 25 
Years Observed: 5 year(s) 
XIRR: 9.772%
Dates Considered
From: 23-Nov-2013 
To: 22-Nov-2018

SIP DateAverage NavUnitsTermsAmt InvestedAbsolute ReturnsXIRR %
25435.6389688.643860300000383494.5769.772
15440.4468681.126560300000379308.3149.536
10439.9917681.831060300000379700.6389.527
5439.4610682.654460300000380159.1769.526
1439.3667682.800960300000380240.7609.494
20442.3118678.254660300000377708.9999.413

*Returns above 1 year are annualized

The past 5 years of observations indicate that, having SIP date set to 25 of every month would have given the highest XIRR of 9.772%

An SIP of ₹ 5,000.00 scheduled 5 year(s) ago on every month’s 25 would have become ₹ 3,83,494.58 now.

Returns for Franklin India Equity Fund – Growth if the SIP was started 10 year(s) ago

Scheme: Franklin India Equity Fund – Growth
Scheme Code: 100520
Best SIP Date: 25 
Years Observed: 10 year(s) 
XIRR: 14.14%
Dates Considered
From: 23-Nov-2008 
To: 22-Nov-2018

SIP DateAverage NavUnitsTermsAmt InvestedAbsolute ReturnsXIRR %
25266.15872254.29411206000001255379.86514.140
10269.47742226.53141206000001239919.26714.012
5269.23952228.49951206000001241015.27013.995
1268.87662231.50711206000001242690.15413.994
15270.41482218.81381206000001235621.46013.981
20271.09842213.21831206000001232505.41713.967

*Returns above 1 year are annualized

The past 10 years of observations indicate that, having SIP date set to 25 of every month would have given the highest XIRR of 14.14%

An SIP of ₹ 5,000.00 scheduled 10 year(s) ago on every month’s 25 would have become ₹ 12,55,379.86 now.

Summary

Best SIP Date for Franklin India Equity Fund – Growth

Investment MadeBest SIP DateXIRR %
1 Year(s) Ago20-3.800
3 Year(s) Ago255.913
5 Year(s) Ago259.772
10 Year(s) Ago2514.140

*Returns above 1 year are annualized

If you have started an SIP of ₹ 5,000.00 in the scheme Franklin India Equity Fund – Growth :

1 year(s) ago on every 20th of a month, then it would have yielded highest XIRR of -3.8% than they would have yielded on any other SIP initiation date.

3 year(s) ago on every 25th of a month, then it would have yielded highest XIRR of 5.913% than they would have yielded on any other SIP initiation date.

5 year(s) ago on every 25th of a month, then it would have yielded highest XIRR of 9.772% than they would have yielded on any other SIP initiation date.

10 year(s) ago on every 25th of a month, then it would have yielded highest XIRR of 14.14% than they would have yielded on any other SIP initiation date.

12.58 year(s) ago on every 25th of a month, then it would have yielded highest XIRR of 13.534% than they would have yielded on any other SIP initiation date.

Best SIP date for Franklin India Equity Fund – Growth is 25 of every month which has generated higher annualized returns for the past 3,5 and 10 years.

Disclaimer: All analysis is based on the past performances. And this may not guarantee future returns. Please read the mutual fund documents carefully before investing.

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