Best SIP Date for Franklin India Ultra Short Bond Fund – Retail – Growth (Nov 2018)

The objective of Franklin India Ultra Short Bond Fund – Retail – Growth scheme aims to enhance income consistent with a high level of liquidity, through a judicious portfolio mix of money market and debt instruments. Let us observe the Best SIP date for Franklin India Ultra Short Bond Fund – Retail – Growth that generated higher returns if the SIP had been started 1, 3, 5 or 10 years ago.

Returns for Franklin India Ultra Short Bond Fund – Retail – Growth if the SIP was started 1 year(s) ago

Scheme: Franklin India Ultra Short Bond Fund – Retail – Growth
Scheme Code: 107247
Best SIP Date: 25 
Years Observed: 1 year(s) 
XIRR: 4.3%
Dates Considered
From: 23-Nov-2017 
To: 22-Nov-2018

SIP DateAverage NavUnitsTermsAmt InvestedAbsolute ReturnsXIRR %
2523.05602602.3647126000062542.6314.3
123.09202598.2975126000062444.8844.2
523.11132596.1369126000062392.9584.1
1023.13692593.2565126000062323.7334.0
1523.15682591.0370126000062270.3923.9
2023.17742588.7315126000062214.9843.8

*Returns above 1 year are annualized

The past 1 years of observations indicate that, having SIP date set to 25 of every month would have given the highest XIRR of 4.3%

An SIP of ₹ 5,000.00 scheduled 1 year(s) ago on every month’s 25 would have become ₹ 62,542.63 now.

Returns for Franklin India Ultra Short Bond Fund – Retail – Growth if the SIP was started 3 year(s) ago

Scheme: Franklin India Ultra Short Bond Fund – Retail – Growth
Scheme Code: 107247
Best SIP Date: 25 
Years Observed: 3 year(s) 
XIRR: 7.894%
Dates Considered
From: 23-Nov-2015 
To: 22-Nov-2018

SIP DateAverage NavUnitsTermsAmt InvestedAbsolute ReturnsXIRR %
2521.34058434.667836180000202710.3717.894
121.37368421.598036180000202396.2657.879
1021.41558405.123736180000202000.3387.873
521.39378413.692336180000202206.2677.872
1521.43818396.255736180000201787.2137.872
2021.46068387.456236180000201575.7357.871

*Returns above 1 year are annualized

The past 3 years of observations indicate that, having SIP date set to 25 of every month would have given the highest XIRR of 7.894%

An SIP of ₹ 5,000.00 scheduled 3 year(s) ago on every month’s 25 would have become ₹ 2,02,710.37 now.

Returns for Franklin India Ultra Short Bond Fund – Retail – Growth if the SIP was started 5 year(s) ago

Scheme: Franklin India Ultra Short Bond Fund – Retail – Growth
Scheme Code: 107247
Best SIP Date: 25 
Years Observed: 5 year(s) 
XIRR: 8.273%
Dates Considered
From: 23-Nov-2013 
To: 22-Nov-2018

SIP DateAverage NavUnitsTermsAmt InvestedAbsolute ReturnsXIRR %
2519.515915372.092760300000369437.5048.273
119.548315346.611360300000368825.1098.263
1019.586615316.564660300000368102.9978.263
519.566115332.675960300000368490.2008.261
1519.609515298.719860300000367674.1338.260
2019.630515282.310560300000367279.7688.260

*Returns above 1 year are annualized

The past 5 years of observations indicate that, having SIP date set to 25 of every month would have given the highest XIRR of 8.273%

An SIP of ₹ 5,000.00 scheduled 5 year(s) ago on every month’s 25 would have become ₹ 3,69,437.50 now.

Returns for Franklin India Ultra Short Bond Fund – Retail – Growth if the SIP was started 10 year(s) ago

Scheme: Franklin India Ultra Short Bond Fund – Retail – Growth
Scheme Code: 107247
Best SIP Date: 20 
Years Observed: 10 year(s) 
XIRR: 8.574%
Dates Considered
From: 23-Nov-2008 
To: 22-Nov-2018

SIP DateAverage NavUnitsTermsAmt InvestedAbsolute ReturnsXIRR %
2015.528438638.9899120600000928610.8448.574
1515.512638678.3404120600000929556.5558.571
1015.496338718.8004120600000930528.9308.570
2515.443538851.2735120600000933712.6568.569
515.480838757.7311120600000931464.5528.568
115.467338791.5908120600000932278.3028.567

*Returns above 1 year are annualized

The past 10 years of observations indicate that, having SIP date set to 20 of every month would have given the highest XIRR of 8.574%

An SIP of ₹ 5,000.00 scheduled 10 year(s) ago on every month’s 20 would have become ₹ 9,28,610.84 now.

Summary

Best SIP Date for Franklin India Ultra Short Bond Fund – Retail – Growth

Investment MadeBest SIP DateXIRR %
1 Year(s) Ago254.300
3 Year(s) Ago257.894
5 Year(s) Ago258.273
10 Year(s) Ago208.574

*Returns above 1 year are annualized

If you have started an SIP of ₹ 5,000.00 in the scheme Franklin India Ultra Short Bond Fund – Retail – Growth :

1 year(s) ago on every 25th of a month, then it would have yielded highest XIRR of 4.3% than they would have yielded on any other SIP initiation date.

3 year(s) ago on every 25th of a month, then it would have yielded highest XIRR of 7.894% than they would have yielded on any other SIP initiation date.

5 year(s) ago on every 25th of a month, then it would have yielded highest XIRR of 8.273% than they would have yielded on any other SIP initiation date.

10 year(s) ago on every 20th of a month, then it would have yielded highest XIRR of 8.574% than they would have yielded on any other SIP initiation date.

10.92 year(s) ago on every 15th of a month, then it would have yielded highest XIRR of 8.516% than they would have yielded on any other SIP initiation date.

Best SIP date for Franklin India Ultra Short Bond Fund – Retail – Growth is 25th of every month which had consistently generated higher annualized returns over the past 1, 3 and 5 years.

Disclaimer: All analysis is based on the past performances. And this may not guarantee future returns. Please read the mutual fund documents carefully before investing.

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