Best SIP Date for HDFC Equity Fund – Growth Option (Nov 2018)

The objective of HDFC Equity Fund – Growth Option is to generate capital appreciation / income from a portfolio, predominantly invested in equity & equity related instruments. Let us observe the Best SIP date for HDFC Equity Fund – Growth Option that generated higher returns if the SIP had been started 1, 3, 5 or 10 years ago.

Returns for HDFC Equity Fund – Growth Option if the SIP was started 1 year(s) ago

Scheme: HDFC Equity Fund – Growth Option
Scheme Code: 101762
Best SIP Date: 20 
Years Observed: 1 year(s) 
XIRR: -1.5%
Dates Considered
From: 23-Nov-2017 
To: 22-Nov-2018

SIP DateAverage NavUnitsTermsAmt InvestedAbsolute ReturnsXIRR %
20618.972896.9348126000059087.577-1.5
5620.368696.7167126000058954.632-1.7
15623.609996.2140126000058648.206-2.3
25623.677396.2036126000058641.866-2.3
1624.231496.1182126000058589.810-2.4
10624.599296.0616126000058555.309-2.4

*Returns above 1 year are annualized

The past 1 years of observations indicate that, having SIP date set to 20 of every month would have given the highest XIRR of -1.5%

An SIP of ₹ 5,000.00 scheduled 1 year(s) ago on every month’s 20 would have become ₹ 59,087.58 now.

Returns for HDFC Equity Fund – Growth Option if the SIP was started 3 year(s) ago

Scheme: HDFC Equity Fund – Growth Option
Scheme Code: 101762
Best SIP Date: 25 
Years Observed: 3 year(s) 
XIRR: 9.768%
Dates Considered
From: 23-Nov-2015 
To: 22-Nov-2018

SIP DateAverage NavUnitsTermsAmt InvestedAbsolute ReturnsXIRR %
25526.5657341.837736180000208370.5889.768
20530.2271339.477236180000206931.7229.737
15531.0275338.965536180000206619.8109.540
10531.3661338.749536180000206488.1459.408
5531.3525338.758236180000206493.4489.324
1532.0806338.294636180000206210.8569.162

*Returns above 1 year are annualized

The past 3 years of observations indicate that, having SIP date set to 25 of every month would have given the highest XIRR of 9.768%

An SIP of ₹ 5,000.00 scheduled 3 year(s) ago on every month’s 25 would have become ₹ 2,08,370.59 now.

Returns for HDFC Equity Fund – Growth Option if the SIP was started 5 year(s) ago

Scheme: HDFC Equity Fund – Growth Option
Scheme Code: 101762
Best SIP Date: 25 
Years Observed: 5 year(s) 
XIRR: 10.435%
Dates Considered
From: 23-Nov-2013 
To: 22-Nov-2018

SIP DateAverage NavUnitsTermsAmt InvestedAbsolute ReturnsXIRR %
25469.0566639.581760300000389863.42110.435
15475.1467631.384060300000384866.43110.133
5474.0047632.905160300000385793.63310.124
1473.7670633.222660300000385987.16810.101
10474.8926631.721860300000385072.34010.101
20476.8028629.191060300000383529.66610.044

*Returns above 1 year are annualized

The past 5 years of observations indicate that, having SIP date set to 25 of every month would have given the highest XIRR of 10.435%

An SIP of ₹ 5,000.00 scheduled 5 year(s) ago on every month’s 25 would have become ₹ 3,89,863.42 now.

Returns for HDFC Equity Fund – Growth Option if the SIP was started 10 year(s) ago

Scheme: HDFC Equity Fund – Growth Option
Scheme Code: 101762
Best SIP Date: 25 
Years Observed: 10 year(s) 
XIRR: 13.665%
Dates Considered
From: 23-Nov-2008 
To: 22-Nov-2018

SIP DateAverage NavUnitsTermsAmt InvestedAbsolute ReturnsXIRR %
25298.83602007.79021206000001223868.59413.665
1302.23051985.23961206000001210122.65113.496
5302.73821981.91031206000001208093.24213.490
10303.25791978.51411206000001206023.05513.490
15304.93711967.61861206000001199381.59413.419
20305.81501961.97041206000001195938.67713.397

*Returns above 1 year are annualized

The past 10 years of observations indicate that, having SIP date set to 25 of every month would have given the highest XIRR of 13.665%

An SIP of ₹ 5,000.00 scheduled 10 year(s) ago on every month’s 25 would have become ₹ 12,23,868.59 now.

Summary

Best SIP Date for HDFC Equity Fund – Growth Option

Investment MadeBest SIP DateXIRR %
1 Year(s) Ago20-1.500
3 Year(s) Ago259.768
5 Year(s) Ago2510.435
10 Year(s) Ago2513.665

*Returns above 1 year are annualized

If you have started an SIP of ₹ 5,000.00 in the scheme HDFC Equity Fund – Growth Option :

1 year(s) ago on every 20th of a month, then it would have yielded highest XIRR of -1.5% than they would have yielded on any other SIP initiation date.

3 year(s) ago on every 25th of a month, then it would have yielded highest XIRR of 9.768% than they would have yielded on any other SIP initiation date.

5 year(s) ago on every 25th of a month, then it would have yielded highest XIRR of 10.435% than they would have yielded on any other SIP initiation date.

10 year(s) ago on every 25th of a month, then it would have yielded highest XIRR of 13.665% than they would have yielded on any other SIP initiation date.

12.58 year(s) ago on every 25th of a month, then it would have yielded highest XIRR of 13.407% than they would have yielded on any other SIP initiation date.

Best SIP date for HDFC Equity Fund – Growth Option is 25th of every month which had consistently generated higher annualized returns over the past 3, 5 and 10 years.

Disclaimer: All analysis is based on the past performances. And this may not guarantee future returns. Please read the mutual fund documents carefully before investing.

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