Best SIP Date for HDFC Mid-Cap Opportunities Fund – Growth Option (Nov 2018)

The objective of HDFC Mid-Cap Opportunities Fund – Growth Option is to provide long-term capital appreciation/income by investing predominantly in Mid-Cap companies. Let us notice the Best SIP date for HDFC Mid-Cap Opportunities Fund – Growth Option that generated higher returns if the SIP had been started 1, 3, 5 or 10 years ago.

Returns for HDFC Mid-Cap Opportunities Fund – Growth Option if the SIP was started 1 year(s) ago

Scheme: HDFC Mid-Cap Opportunities Fund – Growth Option
Scheme Code: 105758
Best SIP Date: 20 
Years Observed: 1 year(s) 
XIRR: -8.1%
Dates Considered
From: 23-Nov-2017 
To: 22-Nov-2018

SIP DateAverage NavUnitsTermsAmt InvestedAbsolute ReturnsXIRR %
2055.86142148.172112120000110394.564-8.1
556.05072140.918212120000110021.786-8.4
1056.47022125.015912120000109204.567-9.1
1556.45182125.708512120000109240.160-9.1
156.56502121.453912120000109021.516-9.2
2556.52642122.900112120000109095.836-9.2

*Returns above 1 year are annualized

The past 1 years of observations indicate that, having SIP date set to 20 of every month would have given the highest XIRR of -8.1%

An SIP of ₹ 10,000.00 scheduled 1 year(s) ago on every month’s 20 would have become ₹ 1,10,394.56 now.

Returns for HDFC Mid-Cap Opportunities Fund – Growth Option if the SIP was started 3 year(s) ago

Scheme: HDFC Mid-Cap Opportunities Fund – Growth Option
Scheme Code: 105758
Best SIP Date: 25 
Years Observed: 3 year(s) 
XIRR: 5.907%
Dates Considered
From: 23-Nov-2015 
To: 22-Nov-2018

SIP DateAverage NavUnitsTermsAmt InvestedAbsolute ReturnsXIRR %
2546.99757659.987436360000393646.7525.907
2047.37087599.615536360000390544.2415.632
1547.49577579.639936360000389517.6945.397
1047.53327573.659236360000389210.3465.293
547.52647574.732036360000389265.4775.255
147.57967566.268436360000388830.5335.141

*Returns above 1 year are annualized

The past 3 years of observations indicate that, having SIP date set to 25 of every month would have given the highest XIRR of 5.907%

An SIP of ₹ 10,000.00 scheduled 3 year(s) ago on every month’s 25 would have become ₹ 3,93,646.75 now.

Returns for HDFC Mid-Cap Opportunities Fund – Growth Option if the SIP was started 5 year(s) ago

Scheme: HDFC Mid-Cap Opportunities Fund – Growth Option
Scheme Code: 105758
Best SIP Date: 25 
Years Observed: 5 year(s) 
XIRR: 12.203%
Dates Considered
From: 23-Nov-2013 
To: 22-Nov-2018

SIP DateAverage NavUnitsTermsAmt InvestedAbsolute ReturnsXIRR %
2537.848915852.514860600000814660.73612.203
1038.470915596.196660600000801488.54311.734
138.369115637.594060600000803615.95611.731
1538.538215568.959760600000800088.83911.725
538.448015605.513460600000801967.33411.697
2038.691615507.239460600000796917.03311.623

*Returns above 1 year are annualized

The past 5 years of observations indicate that, having SIP date set to 25 of every month would have given the highest XIRR of 12.203%

An SIP of ₹ 10,000.00 scheduled 5 year(s) ago on every month’s 25 would have become ₹ 8,14,660.74 now.

Returns for HDFC Mid-Cap Opportunities Fund – Growth Option if the SIP was started 10 year(s) ago

Scheme: HDFC Mid-Cap Opportunities Fund – Growth Option
Scheme Code: 105758
Best SIP Date: 25 
Years Observed: 10 year(s) 
XIRR: 18.941%
Dates Considered
From: 23-Nov-2008 
To: 22-Nov-2018

SIP DateAverage NavUnitsTermsAmt InvestedAbsolute ReturnsXIRR %
2518.973563246.169612012000003250220.65618.941
119.190362531.751212012000003213506.69418.787
1019.293462197.399012012000003196324.33518.766
519.252462329.909512012000003203134.04918.761
1519.401861849.813312012000003178461.90518.705
2019.469861633.965112012000003167369.46618.683

*Returns above 1 year are annualized

The past 10 years of observations indicate that, having SIP date set to 25 of every month would have given the highest XIRR of 18.941%

An SIP of ₹ 10,000.00 scheduled 10 year(s) ago on every month’s 25 would have become ₹ 32,50,220.66 now.

Summary

Best SIP Date for HDFC Mid-Cap Opportunities Fund – Growth Option

Investment MadeBest SIP DateXIRR %
1 Year(s) Ago20-8.100
3 Year(s) Ago255.907
5 Year(s) Ago2512.203
10 Year(s) Ago2518.941

*Returns above 1 year are annualized

If you have started an SIP of ₹ 10,000.00 in the scheme HDFC Mid-Cap Opportunities Fund – Growth Option :

  • 1 year(s) ago on every 20th of a month, then it would have yielded highest XIRR of -8.1% than they would have yielded on any other SIP initiation date.
  • 3 year(s) ago on every 25th of a month, then it would have yielded highest XIRR of 5.907% than they would have yielded on any other SIP initiation date.
  • 5 year(s) ago on every 25th of a month, then it would have yielded highest XIRR of 12.203% than they would have yielded on any other SIP initiation date.
  • 10 year(s) ago on every 25th of a month, then it would have yielded highest XIRR of 18.941% than they would have yielded on any other SIP initiation date.

Best SIP date for HDFC Mid-Cap Opportunities Fund – Growth Option is 25th of every month which has generated higher annualized returns over 12.203% and 18.941% for the past 5 and 10 years respectively.

Disclaimer: All analysis is based on the past performances. And this may not guarantee future returns. Please read the mutual fund documents carefully before investing.

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