Best SIP Date for HDFC Top 100 Fund – Growth Option

The objective of HDFC Top 100 Fund – Growth Option scheme is to provide long-term capital appreciation/income by investing predominantly in Large-Cap companies. Let us observe the Best SIP date for HDFC Top 100 Fund – Growth Option that generated higher returns if the SIP had been started 1, 3, 5 or 10 years ago.

Returns for HDFC Top 100 Fund – Growth Option if the SIP was started 1 year(s) ago

Scheme: HDFC Top 100 Fund – Growth Option
Scheme Code: 102000
Best SIP Date: 5 
Years Observed: 1 year(s) 
XIRR: 0.0%
Dates Considered
From: 23-Nov-2017 
To: 22-Nov-2018

SIP DateAverage NavUnitsTermsAmt InvestedAbsolute ReturnsXIRR %
5451.3966132.9208126000060007.0950.0
20451.3335132.9394126000060015.4920.0
15453.8956132.1890126000059676.724-0.5
1454.3458132.0580126000059617.584-0.6
10454.2437132.0877126000059630.992-0.6
25454.0766132.1363126000059652.933-0.6

*Returns above 1 year are annualized

The past 1 years of observations indicate that, having SIP date set to 5 of every month would have given the highest XIRR of 0.0%

An SIP of ₹ 5,000.00 scheduled 1 year(s) ago on every month’s 5 would have become ₹ 60,007.10 now.

Returns for HDFC Top 100 Fund – Growth Option if the SIP was started 3 year(s) ago

Scheme: HDFC Top 100 Fund – Growth Option
Scheme Code: 102000
Best SIP Date: 25 
Years Observed: 3 year(s) 
XIRR: 10.392%
Dates Considered
From: 23-Nov-2015 
To: 22-Nov-2018

SIP DateAverage NavUnitsTermsAmt InvestedAbsolute ReturnsXIRR %
25386.4498465.778536180000210275.70410.392
20389.2347462.445936180000208771.20210.371
15389.4588462.179836180000208651.07110.234
10389.4549462.184436180000208653.14710.141
5389.5350462.089436180000208610.26010.034
1390.3010461.182536180000208200.8409.826

*Returns above 1 year are annualized

The past 3 years of observations indicate that, having SIP date set to 25 of every month would have given the highest XIRR of 10.392%

An SIP of ₹ 5,000.00 scheduled 3 year(s) ago on every month’s 25 would have become ₹ 2,10,275.70 now.

Returns for HDFC Top 100 Fund – Growth Option if the SIP was started 5 year(s) ago

Scheme: HDFC Top 100 Fund – Growth Option
Scheme Code: 102000
Best SIP Date: 25 
Years Observed: 5 year(s) 
XIRR: 10.517%
Dates Considered
From: 23-Nov-2013 
To: 22-Nov-2018

SIP DateAverage NavUnitsTermsAmt InvestedAbsolute ReturnsXIRR %
25346.6858865.336960300000390656.34410.517
15350.5403855.821660300000386360.66110.292
5349.7048857.866560300000387283.83110.280
10350.2930856.426060300000386633.51810.266
1349.8017857.628760300000387176.47710.226
20351.8177852.714360300000384957.87110.198

*Returns above 1 year are annualized

The past 5 years of observations indicate that, having SIP date set to 25 of every month would have given the highest XIRR of 10.517%

An SIP of ₹ 5,000.00 scheduled 5 year(s) ago on every month’s 25 would have become ₹ 3,90,656.34 now.

Returns for HDFC Top 100 Fund – Growth Option if the SIP was started 10 year(s) ago

Scheme: HDFC Top 100 Fund – Growth Option
Scheme Code: 102000
Best SIP Date: 25 
Years Observed: 10 year(s) 
XIRR: 12.846%
Dates Considered
From: 23-Nov-2008 
To: 22-Nov-2018

SIP DateAverage NavUnitsTermsAmt InvestedAbsolute ReturnsXIRR %
25231.22992594.82021206000001171431.57912.846
5233.89952565.20401206000001158061.34612.694
10234.30792560.73311206000001156042.95812.692
1233.64282568.02251206000001159333.75812.690
15235.31662549.75621206000001151087.43612.642
20236.02802542.07081206000001147617.86312.616

*Returns above 1 year are annualized

The past 10 years of observations indicate that, having SIP date set to 25 of every month would have given the highest XIRR of 12.846%

An SIP of ₹ 5,000.00 scheduled 10 year(s) ago on every month’s 25 would have become ₹ 11,71,431.58 now.

Summary

Best SIP Date for HDFC Top 100 Fund – Growth Option

Investment MadeBest SIP DateXIRR %
1 Year(s) Ago50.000
3 Year(s) Ago2510.392
5 Year(s) Ago2510.517
10 Year(s) Ago2512.846

*Returns above 1 year are annualized

If you have started an SIP of ₹ 5,000.00 in the scheme HDFC Top 100 Fund – Growth Option :

1 year(s) ago on every 5th of a month, then it would have yielded highest XIRR of 0.0% than they would have yielded on any other SIP initiation date.

3 year(s) ago on every 25th of a month, then it would have yielded highest XIRR of 10.392% than they would have yielded on any other SIP initiation date.

5 year(s) ago on every 25th of a month, then it would have yielded highest XIRR of 10.517% than they would have yielded on any other SIP initiation date.

10 year(s) ago on every 25th of a month, then it would have yielded highest XIRR of 12.846% than they would have yielded on any other SIP initiation date.

12.58 year(s) ago on every 25th of a month, then it would have yielded highest XIRR of 12.815% than they would have yielded on any other SIP initiation date.

Best SIP date for HDFC Top 100 Fund – Growth Option is 25th of every month which had consistently generated higher annualized returns over the past 3, 5 and 10 years.

Disclaimer: All analysis is based on the past performances. And this may not guarantee future returns. Please read the mutual fund documents carefully before investing.

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