SIP Performance of MorningStar Gold Rated Mutual Funds

SIP Performance of MorningStar Gold Rated Mutual Funds

This is the analysis of the SIP performance of MorningStar Gold Rated Mutual Funds in India. As of Nov 2018, there are 7 mutual funds in India which the analyst rating was given Gold. Let’s see the detailed SIP performance of these funds over period of 10 years and which one is best among gold rated mutual funds.

SIP Performance of Gold rated Mutual Funds

Following is the SIP Performance of MorningStar Gold Rated Mutual funds as of Nov 2018. The latest NAVs considered are up to 22nd NOV 2018.

SIP Performance of Franklin India Bluechip Fund-Growth

If you have started an SIP of ₹ 5,000.00 in the scheme Franklin India Bluechip Fund-Growth :

  • 1 year(s) ago on every 20th of a month, then it would have yielded highest XIRR of -2.8% than they would have yielded on any other SIP initiation date.
  • 3 year(s) ago on every 25th of a month, then it would have yielded highest XIRR of 5.614% than they would have yielded on any other SIP initiation date.
  • 5 year(s) ago on every 25th of a month, then it would have yielded highest XIRR of 8.047% than they would have yielded on any other SIP initiation date.
  • 10 year(s) ago on every 25th of a month, then it would have yielded highest XIRR of 11.409% than they would have yielded on any other SIP initiation date.

For more detailed analysis follow this link.

SIP Performance of  Franklin India Equity Fund – Growth

If you have started an SIP of ₹ 5,000.00 in the scheme Franklin India Equity Fund – Growth :

  • 1 year(s) ago on every 20th of a month, then it would have yielded highest XIRR of -3.8% than they would have yielded on any other SIP initiation date.
  • 3 year(s) ago on every 25th of a month, then it would have yielded highest XIRR of 5.913% than they would have yielded on any other SIP initiation date.
  • 5 year(s) ago on every 25th of a month, then it would have yielded highest XIRR of 9.772% than they would have yielded on any other SIP initiation date.
  • 10 year(s) ago on every 25th of a month, then it would have yielded highest XIRR of 14.14% than they would have yielded on any other SIP initiation date.

For more detailed analysis follow this link.

SIP Performance of Franklin India Prima Fund-Growth

If you have started an SIP of ₹ 5,000.00 in the scheme Franklin India Prima Fund-Growth :

  • 1 year(s) ago on every 20th of a month, then it would have yielded highest XIRR of -6.7% than they would have yielded on any other SIP initiation date.
  • 3 year(s) ago on every 25th of a month, then it would have yielded highest XIRR of 5.627% than they would have yielded on any other SIP initiation date.
  • 5 year(s) ago on every 25th of a month, then it would have yielded highest XIRR of 11.99% than they would have yielded on any other SIP initiation date.
  • 10 year(s) ago on every 25th of a month, then it would have yielded highest XIRR of 18.257% than they would have yielded on any other SIP initiation date.

For more detailed analysis follow this link.

SIP Performance of Franklin India Ultra Short Bond Fund – Retail – Growth

If you have started an SIP of ₹ 5,000.00 in the scheme Franklin India Ultra Short Bond Fund – Retail – Growth :

  • 1 year(s) ago on every 25th of a month, then it would have yielded highest XIRR of 4.3% than they would have yielded on any other SIP initiation date.
  • 3 year(s) ago on every 25th of a month, then it would have yielded highest XIRR of 7.894% than they would have yielded on any other SIP initiation date.
  • 5 year(s) ago on every 25th of a month, then it would have yielded highest XIRR of 8.273% than they would have yielded on any other SIP initiation date.
  • 10 year(s) ago on every 20th of a month, then it would have yielded highest XIRR of 8.574% than they would have yielded on any other SIP initiation date.

For more detailed analysis follow this link.

SIP Performance of HDFC Equity Fund – Growth Option

If you have started an SIP of ₹ 5,000.00 in the scheme HDFC Equity Fund – Growth Option :

  • 1 year(s) ago on every 20th of a month, then it would have yielded highest XIRR of -1.5% than they would have yielded on any other SIP initiation date.
  • 3 year(s) ago on every 25th of a month, then it would have yielded highest XIRR of 9.768% than they would have yielded on any other SIP initiation date.
  • 5 year(s) ago on every 25th of a month, then it would have yielded highest XIRR of 10.435% than they would have yielded on any other SIP initiation date.
  • 10 year(s) ago on every 25th of a month, then it would have yielded highest XIRR of 13.665% than they would have yielded on any other SIP initiation date.

For more detailed analysis follow this link.

SIP Performance of HDFC Mid-Cap Opportunities Fund – Growth Option

If you have started an SIP of ₹ 10,000.00 in the scheme HDFC Mid-Cap Opportunities Fund – Growth Option :

  • 1 year(s) ago on every 20th of a month, then it would have yielded highest XIRR of -8.1% than they would have yielded on any other SIP initiation date.
  • 3 year(s) ago on every 25th of a month, then it would have yielded highest XIRR of 5.907% than they would have yielded on any other SIP initiation date.
  • 5 year(s) ago on every 25th of a month, then it would have yielded highest XIRR of 12.203% than they would have yielded on any other SIP initiation date.
  • 10 year(s) ago on every 25th of a month, then it would have yielded highest XIRR of 18.941% than they would have yielded on any other SIP initiation date.

For more detailed analysis follow this link.

SIP Performance of HDFC Top 100 Fund – Growth Option

If you have started an SIP of ₹ 5,000.00 in the scheme HDFC Top 100 Fund – Growth Option :

  • 1 year(s) ago on every 5th of a month, then it would have yielded highest XIRR of 0.0% than they would have yielded on any other SIP initiation date.
  • 3 year(s) ago on every 25th of a month, then it would have yielded highest XIRR of 10.392% than they would have yielded on any other SIP initiation date.
  • 5 year(s) ago on every 25th of a month, then it would have yielded highest XIRR of 10.517% than they would have yielded on any other SIP initiation date.
  • 10 year(s) ago on every 25th of a month, then it would have yielded highest XIRR of 12.846% than they would have yielded on any other SIP initiation date.

For more detailed analysis follow this link.

Summary

The table below shows the Performance, which is the weighted average of the returns over the years against each gold rated mutual fund. The performance is calculated by giving a weightage of 40% for 5 year returns, 30% for 10 year, 20% for 3 year and 10% for 1 year. Then multiplying the percentage weights by each corresponding return for the respective time periods and then averaged the totals. Higher the value of the performance metric calculated here, more effective the fund is expected to perform in the future.

Fund NamePerformance
HDFC Mid-Cap Opportunities Fund Growth2.733725
Franklin India Prima Fund Growth2.682125
HDFC Top 100 Fund Growth2.53475
HDFC Equity Fund Growth2.519275
Franklin India Equity Fund Growth2.23835
Franklin India Ultra Short Bond Fund Retail Growth1.97255
Franklin India Bluechip Fund Growth1.871075

Among the MorningStar Gold rated mutual funds, HDFC Mid-Cap Opportunities Fund Growth stood top followed by Franklin India Prima Fund Growth in terms of SIP returns wise performance.

Disclaimer: The SIP returns analysis done for Gold Rated mutual funds is just for informational purposes. Investors are suggested to read the investment documents carefully before investing.

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